We have been in the receivables factoring business since 1979, are independently owned, and have a proven track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's booms and busts and in doing so, can help you through any challenging circumstances you might go through. We won't disappear when the times get challenging, like a few receivables factoring companies regretfully have before.

Each factoring company has criteria for size, industry, and risk. It's pretty hard for you to choose which receivables factoring firm is the best fit for you. By reaching out to us, we'll cut to the core of your situation very quickly and help you locate the right fit for your business - it could be us or another receivables factoring company.

We have a large network of receivables factoring industry counterparts, these close relationships were built over 20+ years in the business. So, when you take the time to lay out your needs to us, you'll quickly learn that we can help you find precisely what you need.

Practically all receivables factoring businesses let you select and choose your customers that you want to factor. But a few of them usually have a minimum amount before they'll do business with you. With us you have the freedom to pick and choose what to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is a lot like having a credit card in your pocket. You have it to use when you need it but don’t sign an agreement which will make you use receivables factoring when you don't need it.

Practically all receivables factoring businesses fees are deceiving and confusing. You need to be Sherlock Homes to uncover those fees. Be rest assured, We are different.  We are absolutely upfront about our fees. When you apply, you are presented with a truthful, no obligation rate bid with the fee for your company. It is going to be tough finding another factoring company, if any, that will be absolutely upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Invoice Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. As an example, if your customer owes you $1,000, you will receive an advance payment of $700 to $900 to your account. Our normal advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few factoring businesses are financed by Wall Sreet investors. We are an independently owned company and don't take marching orders from investors and boards. Like you, we are like-minded business people who understand what it takes to run a business. We take the time to hear your story, determine struggles. Based on that information we will put together a customized solution for you. Practically all factoring businesses especially the Silicon Valley Fintech ones mainly gamble on an algorithm to determine your company's funding program. Do you want to depend on an algorithm as a cash flow partner to fund your business?

Practically all receivables factoring businesses have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are set up with a dedicated account administrator to be your point of contact – who really knows your business inside out, and can assist you in ways the others just can't or don't want to be bothered.

Don't neglect the fact that the receivables factoring firm will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is superior. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our extraordinary service and real-world know-how, but so will your customers.

Together,we put in place a credit risk tolerance guideline to limit your customer write-offs. We also watch each invoice and follow them like your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if required until payment is made.

Our business credit monitoring systems allow us to spot developing negative trends so that we can protect you from risky transactions. You have immediate access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection problems in order to work on them without delay.

You get immediate direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Watch out for negative payment trends. This is essential to run your business smoothly.

Our company adopts advanced technology to smoothly run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to lower rates for you. Practically all other companies are not even in the same neighborhood.